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LEGALLY SPEAKING - FORUM OF THE WEEK

1/5/2012
William S. Fawley
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Why You Probably Need More Automobile Insurance Coverage

The biggest obstacle we face in helping those who have been injured in motor vehicle accidents is the lack of sufficient automobile insurance coverage.
 The sluggish economy and a massive advertising campaign by some insurance companies who sell minimum coverage policies has resulted in many drivers who have obtained only the minimum amount of coverage required by state law.  That is not enough to protect you from catastrophic injuries you may suffer or cause.
 On top of that, some Indiana motorists take the risk of driving with no automobile insurance at all.  In light of that, it is very important for responsible drivers in our state to make informed decisions about their coverage.  We recommend a discussion with your insurance agent to determine amounts of Liability insurance and Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage that would be appropriate for you.



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